When I was a child my parents, like many other parents I’m sure, always told me that I could do anything I put my mind to. I didn’t realise it at the time but they were teaching me the power of seeing the world as a series of challenges to be solved. As a result, I have always seen life as a series of challenges that have solutions if I only know where to look. My early background was all in banking. When I worked in a lending capacity at a chartered bank, it was always unsat

Life used to be much simpler. In the past things changed much slower, for instance in the early 1900’s knowledge doubled every 100 years. Then in 1945 life sped up and knowledge doubled every 25 years. Still a relatively stable basis on which to build long term plans with a high expectation that they would come to fruition. Contrast that with the current estimated time over which knowledge doubles, every 12 months. In fact, it is estimated that as the internet of things (IoT)